Study on financial literacy among children and young adults in Europe

Analytical report investigating what education policies, programmes and wider initiatives are most effective

The European Commission Directorate-General for Education, Youth, Sport, and Culture (DG EAC) (as part of the Expert Network on the Economic and Social Dimension of Education and Training (ENESET) has commissioned a study to explore financial literacy among children and young adults in Europe. The study began in Spring 2025 and will reach completion in Autumn 2025.

The objective of this study is to review and synthesise existing evidence on the effectiveness of initiatives, programmes, and practices that support the development of financial literacy knowledge among young people across EU Member States. It will focus on identifying what works and under what conditions, particularly in relation to educational settings such as schools and universities.